Your level sets your cashback rate

Every gift card you buy counts toward your level, and each level costs a round amount: $10,000 is level 100, $100,000 is level 500 and $1,000,000 is level 1000. Your rate on every gift card follows your level, paid the moment your gift card arrives.

Cashback on gift cards bought during the beta does not count towards levels.

Your level

Connect your wallet to see your level and your rate.

The climb

Like a game: the first levels come fast and 10% is in reach, then each level takes a little more, all the way to 20%.

LevelTotal spentThis one level takesYour rate*
Level 1$20$201.01%
Level 25$500$201.28%
Level 50$1,500$401.56%
Level 70$4,500$1501.78%
Level 90$9,000$2252.00%
Level 95$9,500$1003.50%
Level 100$10,000$1005.00%
Level 200$20,000$1006.25%
Level 300$30,000$1007.50%
Level 400$65,000$3508.75%
Level 500$100,000$35010.00%
Level 600$260,000$1,60012.00%
Level 750$500,000$1,60015.00%
Level 900$800,000$2,00018.00%
Level 1000$1,000,000$2,00020.00%

Good to know

Every gift card you buy counts toward your level, cash like gift cards included, and levels never go down.
Cashback is paid from the shared cashback pot, which 40% of every gift card's margin fills, in PLUS or USDC, your choice at checkout.
Cash like gift cards, such as bitcoin vouchers, climb the same ladder but stop at 20% of their own margin.
Each morning the pot sets one share for the whole day; when it holds enough, everyone gets their full rate.
See the full calculatorShop gift cards

Cashback is a purchase reward paid from the margin on gift cards, in PLUS or USDC, your choice at checkout, the moment your gift card arrives. It is not interest, a deposit or an investment.

* Your rate on a normal day. Each gift card sold earns the rate our gift card supplier gives us on that brand. plusmore keeps 0%: about 40% fills the shared cashback pot for buyers, and about 60% goes to stakers in proportion to the USDC each has staked.