How it actually works

The whole model in plain english. No mystery boxes.

The money loop

1You stake USDCYour money, in the pool, on chain2The shop stocks gift cardsReal stock at real suppliers3Shoppers swap PLUS for gift cardsEvery sale makes a profit4Every sale's margin is split40% to the shoppers' cashback potAbout 60% to USDC stakers5Your share: take it, grow it,or spend it on gift cardsSpent on gift cards, it buys extra valueyour moneystocks the shopprofityour sharegrow it and the loop repeats
  1. You stake USDCInto an on chain pool. Minimum 100. Your wallet is your account.
  2. The pool stocks the shopYour USDC buys real gift card stock at our suppliers.
  3. Shoppers swap PLUS for gift cardsAt live market price. Every sale makes a profit.
  4. Each sale restocks the shelf firstThe gift card's cost swaps back to USDC and refills the stock before any margin is split.
  5. The margin is split on every saleAbout 60% to USDC stakers and 40% to the shoppers' shared cashback pot, which pays cashback the moment each gift card arrives. Nothing to the company. All on chain.
  6. You take your share your wayTake it to your wallet as USDC, grow your stake, or spend it on gift cards.

What if this had been staked?

History, not a promise. Future rates depend on future sales.
$1,000

The cap system

The pool only accepts as much money as real sales can use. The cap follows the shop's gift card sales over the last 30 days, between a floor and a ceiling, and the limit is checked again on every deposit. If sales fall, the cap falls too, but never below the floor. New deposits stop until there is room again, and nobody already staked is asked to leave. The floor, the ceiling and the way the cap follows sales can only change through a public 48 hour notice on chain.

Exits

The free exit starts a 30 day cooldown. Withdrawals share a rolling exit window sized from recent sales, and the remaining room is published. Because your USDC is working as real gift card float, this is not instant or anytime full withdrawal: a large position may need several successive windows to exit in full, and full liquidity depends on float returning from suppliers. A large exit is paid in parts. From 90 days after it unlocks, the window no longer limits it, and the rest is paid as the pool holds the cash. You can cancel a withdrawal until it is fully paid. A fast exit cuts the wait to 24 hours for a 30% fee that goes to the stakers who stay, because leaving early has a real cost. Nothing here is hidden, the Proof page shows the queue live.

The honest limitation

This loop gives PLUS real utility and steady buy volume. It does not promise price pumps, and we will never claim otherwise. Rewards come from selling gift cards at a margin, and that is the only place they come from.

ProofWhyFAQ