How the
money
flows.
A real gift card shop with brands in every region.
Amazongift card$50
Nikegift card$25
Starbucksgift card$15
Deliveroogift card$30
Spotifygift card$20Scroll: a staker deposits → the pool pays float → a buyer pays → the checkout holds the USDC → on delivery the pool is paid back → stakers are paid. Then it repeats.
Five robots run the shop.
Nobody can rewrite their code.
plusmore's payout bot pays part of the pool in advance to a gift card supplier, so the shop can deliver gift cards straight away. It may pay only to a supplier wallet the Timelock has approved, within a refilling allowance, while the pool is not paused, and only if the pool still holds a reserve afterwards.
function topUpSupplier(address wallet, uint256 amountUsd6) external onlyPayoutBot notPaused nonReentrant {
if (!supplierWallets[wallet]) revert NotSupplier();
uint256 inUse = _topUpInUse() + amountUsd6;
if (inUse > supplierTopUpCapUsd6) revert TopUpCapExceeded();
topUpWindowSpentUsd6 = inUse;
topUpWindowStart = block.timestamp;
uint256 mustRetain = (totalPrincipal * vaultFloorBps) / BPS + pendingUnstakeUsd6 + unbookedMarginUsd6
+ cashbackAccruedUsd6 + usdcPayoutBufferUsd6;
if (usdc.balanceOf(address(this)) < amountUsd6 + mustRetain) revert VaultFloor();
usdc.safeTransfer(wallet, amountUsd6);
emit TopUp(msg.sender, wallet, amountUsd6);
}STAKERS_PARTS = 2; POT_PARTS = 1No promised rate, by design: rewards are variable, come only from profit and fees, and can be zero.
of the profit goes to plusmore. The contracts fix a two to one split of the USDC profit,
and rewards come only from profit and fees, never from stakes.
RAIL 1 · STAKES · deposits & withdrawals
RAIL 2 · REWARDS · profit payouts
The dials it runs on.
None can change quietly.
Profit splittwo thirds of the USDC profit to stakers, about 60% by value · plusmore 0%Reserve when float is paid25% of the USDC staked, plus every withdrawal asked for
Deposit cap100% of 30 day sales, between a $10,000 floor and a ceiling
Reward payoutUSDC to your wallet about every 5 minutes, or claim it
Buyer cashback1.00% → 20.00% by level, paid instantly from the shared pot · $10,000 is level 100
WithdrawalsStandard, No fee
Sales feedposted about once an hour · late after 48 hours, deposits stop
Governanceno upgrade keys · rule changes wait 48 hours in the Timelockdeliver() shares the $1 profit, about 60 / 40 by valueThe risk, plainly
What the contract limits
Any one gate holds new money at the door until conditions clear. No one already staked is asked to leave.
Asking for and claiming withdrawals reads none of the gates above, and no key can pause them. They are paid only from the USDC the pool holds.
Everything you might ask.
You stake USDC into a shared pool that stocks a real gift card shop for brands worldwide. Real sales produce real margin, and that margin is shared once each gift card is delivered and its cost is paid back: about 60% to stakers in USDC, 40% to the shoppers' shared cashback pot, 0% to the company. It's a DeFi protocol, not a savings account.
Connect a wallet and deposit USDC (minimum $100). You're then in the pool and staker rewards accrue to you automatically from real sales.
From the profit on gift cards the shop delivers, the stakers' share, and from fees other stakers pay. Never from new deposits, and never from token emissions. If the shop makes no margin in a window, the reward for that window is simply zero.
It is variable and depends on how much the shop sells and at what margin. There is no fixed rate and nothing is promised. Every figure on the page is illustrative and returns can be zero.
Variable, by design. The two to one split of the USDC profit is fixed on chain, but the amount shared moves with real sales. Nothing about the return is assured.
You could lose some or all of the USDC you stake. This is not a bank deposit. Your USDC is paid in advance to a gift card supplier. If the supplier fails or does not deliver, the pool can hold less USDC than is staked. There is no reserve and no loss sharing. plusmore runs the pool's keys and can change its rules after a 48 hour notice. Read the risks first.